Take control of your financial future.
Save your money and avoid costly fees and high-interest rates from check cashing services and quick loans by opening a Bank On account. With no overdraft fees, FDIC/NCUA insurance to protect your money, and convenient features like direct deposit, debit cards, and online bill pay, you can securely manage your finances while building opportunities for the future.
Find a Trusted Bank On Partner
Certified Accounts from Bank On Partners Offer:
Affordable Costs
- Opening deposit of $25 or less
- $5 or less monthly maintenance fee (waived with direct deposit)
- No minimum balance requirement
Customer Support
- Unrestricted branch access
- Live telephone support
- Online banking access
Additional Perks
- Waived Overdraft/Non-Sufficient Funds (NSF) Feeds
- Free bill pay (if available) or minimum 4 free money orders
How It Works
Choose a Bank On San Diego Financial Partner.
Call or visit the Bank On San
Start saving money with your new account!
Frequently Asked Questions
What do I need to bring to my bank appointment?
Make sure to bring a valid photo ID, a bill displaying your name and home address, and your initial cash deposit to your banking appointment.
Do I need to deposit a minimum amount?
Some banks require a minimum deposit amount of $25, while other banks do not have any minimum requirements. We recommend you contact your selected Bank On partner before scheduling an appointment to find out if they have a minimum deposit requirement
Can I still open a Certified Bank On account if I have a bad credit score?
Yes, eligible San Diego residents can open a certified Bank On account regardless of their credit score or history. A credit check is NOT a part of the account creation process.
What if I change my mind at my appointment?
You are under no obligation to open a banking account at any time. Make sure you do not sign any paperwork you do not understand and tell your representative that you are no longer interested in signing up for a Certified Bank On account.
Do I have to pay to schedule a banking appointment?
No, appointments can be scheduled with any of our Certified Bank On Partners free of charge. However, if you can’t show up to your appointment, please notify your representative ahead of time.
